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  NESDCAP and NESDEC Programs and Brochures  
     
     
  To print or fill out any of our applications
click here
 
Organization Brochures
  The links provided below are additional information or it will direct you to another website that is directly connected with the program.  
  NESDCAP Services for Individuals and Families
This brochure gives a brief overview about many of our programs.
 
  NESDEC Information and Programs
This brochure gives a brief summary of business loans, services, and eligibility.
 
  SBDC (Small Business Development Corporation)
Businesses who would like assistance with planning, financial projections, and overall business management may contact the SBDC. The SBDC provides professional, confidential and no-cost business consulting services, including one-on-one counseling and training, to individuals starting a business or looking for ways to improve an existing business. Click on the following to view a listing of training that is available on the site: Statewide Training
 
  program brochures  
  Housing Programs
Need assistance with your household? Read about our Home Improvement Programs, Apartments for Rent, Management/Ownership, Housing Education Resource Organization and the Governor's House program.
 
  USDA RD 502 Housing Program
This program partners with USDA Rural Development to package loans. Up to 100% financing is available, low interest rates contingent on income and real estate taxes and insurance are escrowed.
 
  GROW South Dakota
The vision of GROW South Dakota is to provide services to develop strong and healthy housing, educational and economic climates that will draw people to rural South Dakota communities. Download our brochure to see the services we offer.
 
  Dakota Dream Savings Fund
This savings account can be used for starting or expanding your business, buying a home, or getting the education you want. We help you reach your goal more quickly by matching your deposits, dollar for dollar, when you complete the program.
 
  Volunteer Income Tax Assistance
NESDCAP prepares basic tax returns for taxpayers with low or limited incomes.
 
  Programs We Assist With  
  Weatherization
NESDCAP weatherizes houses to make them more energy efficient in order to reduce utility costs. Conservation measures include insulation, door weather stripping, minor repairs, sealing or leakage, and furnace repairs and replacements.
 
  Housing Loan Request (For Lenders/Community Development Corporations only)
This program provides several opportunities for home ownership. 1) Down payment/closing cost assistance 2) Certificate of Deposit (CD) Pledge program 3) Partnership loans 4) Direct Loans 5) Development Corporations who wish to construct affordable housing in their community.
 
  Other programs we offer  
  Apartment Management/Ownership
NESDCAP provides management services to individuals or organizations and owns apartments that have subsidized rent.
 

Emergency Assistance
People, because of loss or change in employment, may have short term needs. There may be unexpected circumstances that create a need for assistance with food, shelter, clothing, utilities, etc.

 
  NESDCAP Housing Pre-qualification Worksheet
This is not an application. This worksheet contains the necessary forms to be completed for Housing Prequalification only. All loan applicants must complete this. Regardless of the pre-qualification findings, you always have the opportunity to file a complete application.
 
In accordance with Federal law and the U.S. Department of Agriculture policy, this institution is prohibited from discriminating on the basis of race, color, national origin, age, disability, religion, sex, and familial status. (Not all prohibited bases apply to all programs).

To file a complaint of discrimination, write USDA, Director, Office of Civil Rights, 1400 Independence Avenue, S.W., Washington, D.C. 20250-9410 or call (800) 795-3272 (voice) or (202) 720-6382 (TDD).
NESDCAP
Website
 
104 Ash Street East, Sisseton, South Dakota 57262
phone: 605-698-7654 • toll-free: 888-202-4855 • fax: 605-698-3038